Bank Of India Mid & Small Cap Equity & Debt Fund Datagrid
Category Aggressive Hybrid Fund
BMSMONEY Rank 16
Rating
Growth Option 04-12-2025
NAV ₹37.68(R) -0.82% ₹41.28(D) -0.79%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -4.8% 16.99% 19.91% 17.06% -%
Direct -3.53% 18.37% 21.19% 18.25% -%
Benchmark
SIP (XIRR) Regular 3.68% 12.86% 14.45% 18.21% -%
Direct 5.09% 14.31% 15.8% 19.52% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.89 0.43 0.65 4.74% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.0% -15.35% -18.9% 1.2 10.39%
Fund AUM As on: 30/06/2025 1147 Cr
Top Aggressive Hybrid Fund
Fund Name Rank Rating
Icici Prudential Equity & Debt Fund 1
Sbi Equity Hybrid Fund 2
Bandhan Hybrid Equity Fund 3
Edelweiss Aggressive Hybrid Fund 4
Mahindra Manulife Aggressive Hybrid Fund 5
Kotak Equity Hybrid Fund 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN IDCW 31.94
-0.2600
-0.8100%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN IDCW 33.68
-0.2700
-0.8000%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH 37.68
-0.3100
-0.8200%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH 41.28
-0.3300
-0.7900%

Review Date: 04-12-2025

Beginning of Analysis

Bank of India Mid & Small Cap Equity & Debt Fund is the 15th ranked fund in the Aggressive Hybrid Fund category. The category has total 28 funds. The Bank of India Mid & Small Cap Equity & Debt Fund has shown an average past performence in Aggressive Hybrid Fund. The fund has a Jensen Alpha of 4.74% which is higher than the category average of 1.16%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.89 which is higher than the category average of 0.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Aggressive Hybrid Mutual Funds

Bank of India Mid & Small Cap Equity & Debt Fund Return Analysis

  • The fund has given a return of -1.6%, 0.61 and -1.15 in last one, three and six months respectively. In the same period the category average return was 0.22%, 3.21% and 4.21% respectively.
  • Bank of India Mid & Small Cap Equity & Debt Fund has given a return of -3.53% in last one year. In the same period the Aggressive Hybrid Fund category average return was 4.54%.
  • The fund has given a return of 18.37% in last three years and ranked 3.0rd out of 27 funds in the category. In the same period the Aggressive Hybrid Fund category average return was 14.93%.
  • The fund has given a return of 21.19% in last five years and ranked 2nd out of 24 funds in the category. In the same period the Aggressive Hybrid Fund category average return was 16.65%.
  • The fund has given a SIP return of 5.09% in last one year whereas category average SIP return is 10.96%. The fund one year return rank in the category is 27th in 27 funds
  • The fund has SIP return of 14.31% in last three years and ranks 11th in 27 funds. Icici Prudential Equity & Debt Fund has given the highest SIP return (18.28%) in the category in last three years.
  • The fund has SIP return of 15.8% in last five years whereas category average SIP return is 13.81%.

Bank of India Mid & Small Cap Equity & Debt Fund Risk Analysis

  • The fund has a standard deviation of 14.0 and semi deviation of 10.39. The category average standard deviation is 9.89 and semi deviation is 7.28.
  • The fund has a Value at Risk (VaR) of -15.35 and a maximum drawdown of -18.9. The category average VaR is -11.99 and the maximum drawdown is -12.77. The fund has a beta of 1.13 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Aggressive Hybrid Fund Category
  • Good Performance in Aggressive Hybrid Fund Category
  • Poor Performance in Aggressive Hybrid Fund Category
  • Very Poor Performance in Aggressive Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.70
    0.12
    		-1.70 | 1.49 27 | 27 Poor
    3M Return % 0.27
    2.91
    		0.27 | 4.67 27 | 27 Poor
    6M Return % -1.82
    3.60
    		-1.82 | 6.94 27 | 27 Poor
    1Y Return % -4.80
    3.31
    		-4.80 | 10.58 27 | 27 Poor
    3Y Return % 16.99
    13.57
    		10.48 | 18.52 3 | 27 Very Good
    5Y Return % 19.91
    15.29
    		11.05 | 22.75 2 | 24 Very Good
    7Y Return % 17.06
    13.60
    		10.41 | 18.76 3 | 22 Very Good
    1Y SIP Return % 3.68
    9.66
    		3.57 | 15.85 26 | 27 Poor
    3Y SIP Return % 12.86
    12.71
    		9.62 | 17.57 13 | 27 Good
    5Y SIP Return % 14.45
    12.47
    		9.25 | 18.04 3 | 24 Very Good
    7Y SIP Return % 18.21
    14.28
    		10.60 | 19.91 2 | 22 Very Good
    Standard Deviation 14.00
    9.89
    		8.34 | 14.00 28 | 28 Poor
    Semi Deviation 10.39
    7.28
    		5.96 | 10.39 28 | 28 Poor
    Max Drawdown % -18.90
    -12.77
    		-18.90 | -8.07 28 | 28 Poor
    VaR 1 Y % -15.35
    -11.99
    		-18.71 | -8.35 25 | 28 Poor
    Average Drawdown % -6.26
    -5.13
    		-8.25 | -2.80 23 | 28 Poor
    Sharpe Ratio 0.89
    0.82
    		0.46 | 1.39 10 | 28 Good
    Sterling Ratio 0.65
    0.63
    		0.42 | 0.91 13 | 28 Good
    Sortino Ratio 0.43
    0.40
    		0.22 | 0.76 10 | 28 Good
    Jensen Alpha % 4.74
    1.16
    		-4.35 | 6.89 3 | 28 Very Good
    Treynor Ratio 0.10
    0.07
    		0.04 | 0.12 3 | 28 Very Good
    Modigliani Square Measure % 10.86
    11.56
    		7.58 | 16.68 19 | 28 Average
    Alpha % 6.72
    2.01
    		-2.19 | 9.49 2 | 28 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.60 0.22 -1.60 | 1.54 27 | 27 Poor
    3M Return % 0.61 3.21 0.61 | 4.84 27 | 27 Poor
    6M Return % -1.15 4.21 -1.15 | 7.32 27 | 27 Poor
    1Y Return % -3.53 4.54 -3.53 | 11.24 27 | 27 Poor
    3Y Return % 18.37 14.93 11.53 | 19.53 3 | 27 Very Good
    5Y Return % 21.19 16.65 12.40 | 23.44 2 | 24 Very Good
    7Y Return % 18.25 14.89 11.59 | 20.12 3 | 22 Very Good
    1Y SIP Return % 5.09 10.96 5.09 | 16.54 27 | 27 Poor
    3Y SIP Return % 14.31 14.09 11.19 | 18.28 11 | 27 Good
    5Y SIP Return % 15.80 13.81 10.63 | 18.74 5 | 24 Very Good
    7Y SIP Return % 19.52 15.60 12.39 | 20.60 2 | 22 Very Good
    Standard Deviation 14.00 9.89 8.34 | 14.00 28 | 28 Poor
    Semi Deviation 10.39 7.28 5.96 | 10.39 28 | 28 Poor
    Max Drawdown % -18.90 -12.77 -18.90 | -8.07 28 | 28 Poor
    VaR 1 Y % -15.35 -11.99 -18.71 | -8.35 25 | 28 Poor
    Average Drawdown % -6.26 -5.13 -8.25 | -2.80 23 | 28 Poor
    Sharpe Ratio 0.89 0.82 0.46 | 1.39 10 | 28 Good
    Sterling Ratio 0.65 0.63 0.42 | 0.91 13 | 28 Good
    Sortino Ratio 0.43 0.40 0.22 | 0.76 10 | 28 Good
    Jensen Alpha % 4.74 1.16 -4.35 | 6.89 3 | 28 Very Good
    Treynor Ratio 0.10 0.07 0.04 | 0.12 3 | 28 Very Good
    Modigliani Square Measure % 10.86 11.56 7.58 | 16.68 19 | 28 Average
    Alpha % 6.72 2.01 -2.19 | 9.49 2 | 28 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Mid & Small Cap Equity & Debt Fund NAV Regular Growth Bank Of India Mid & Small Cap Equity & Debt Fund NAV Direct Growth
    04-12-2025 37.68 41.28
    03-12-2025 37.65 41.24
    02-12-2025 37.99 41.61
    01-12-2025 38.11 41.75
    28-11-2025 38.13 41.77
    27-11-2025 38.17 41.8
    26-11-2025 38.25 41.89
    25-11-2025 37.76 41.35
    24-11-2025 37.67 41.25
    21-11-2025 37.78 41.36
    20-11-2025 38.33 41.97
    19-11-2025 38.35 41.99
    18-11-2025 38.22 41.84
    17-11-2025 38.42 42.06
    14-11-2025 38.22 41.83
    13-11-2025 38.11 41.72
    12-11-2025 38.36 41.99
    11-11-2025 38.26 41.88
    10-11-2025 38.15 41.76
    07-11-2025 38.06 41.65
    06-11-2025 37.87 41.44
    04-11-2025 38.33 41.95

    Fund Launch Date: 29/Jun/2016
    Fund Category: Aggressive Hybrid Fund
    Investment Objective: An open ended hybrid scheme investing predominantly in equity and equity related instruments
    Fund Description: BOI AXA Mid Cap Equity & Debt Fund
    Fund Benchmark: NIFTY MidSmallcap 400 Total Return Index: 70%; CRISIL Short Term Bond Fund Index: 30%
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.